Credit Concerns?

Having less than perfect credit doesn't mean you're stuck with limited options or a high-interest car loan. We're helping Atlantic Canada Buy It Smart with personalized vehicle finance that keeps you in control.

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We work for you, not the banks.

It's true. While traditional dealerships only offer financing from their banking partner, we're able to shop all financial insititutions at once. That means we can help you get the best rate and terms that you can actually afford, just like a mortgage broker. 

What's different at Buy It Smart Auto?

We simplify the process of getting approved for a car loan, finding a vehicle and repairing poor credit. Here's how we do it:

1

We look at the whole picture

Have questions about type of vehicle you can afford, or already know what you want? Where dealerships get your hopes up by having you shop first and then try to get approved, we set realistic milestones by assessing your needs, your trade-in, your budget, and the type of vehicle you're looking to purchase.

2

We shop for the best rates

Unlike traditional car dealerships who only work with their banks, we check EVERY financial institution at once. This allows us to shop for the best rates and create a personalized car loan that will meet your needs. This also keeps your credit score safe by preventing multiple inquiries from different dealerships.

3

We keep it real with you

Purchasing a vehicle is exciting, so the last thing we want to do is take the wind out of your sails! Our goal is to match you with vehicles that you can realistically afford and a payment plan that fits. It might not be your dream car to start, but it will get you driving, and ready for a trade-up in the future.

TRADE IT UP!

Making payments that you can afford helps improve your credit score! After 6 months to one year of regular payments (depending on your initial credit score), we'll be able to help you trade your first vehicle in for an even better vehicle with an even better rate!

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" Easy, quick, and stress free!"

" The process was easy, quick, and stress free! I highly recommend the great group of people at Buy It Smart!" 

BETHANEY KELLEY

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Or visit us at:

301 Cobequid Road, Lower Sackville, B4C 4E6